Reward Programs List
Canada Rewards Hub is the ultimate guide for newcomers looking to make the most of their everyday spending in Canada.
From groceries and pharmacies to coffee shops, banks, and transit, this site brings together over 200 of the top free and paid loyalty, membership, and rewards programs across Canada - all in one easy place.
Whether you're trying to save money, earn points, or access local discounts, you’ll find simple explanations, direct sign-up links, and helpful comparisons to help you choose what’s best for you and your family as you settle in.
PC Optimum
Loblaw Companies Limited
Participating Businesses:
Loblaws, No Frills, Shoppers Drug Mart, Real Canadian Superstore, Joe Fresh, Esso, Mobil
Program Description:
PC Optimum is Canada’s most popular multi-store rewards program, letting you earn points on groceries, pharmacy items, apparel, and fuel across the country. Enjoy seamless digital accrual and redemption for real-dollar savings at the checkout.
Who Should Join?
Ideal for families, students, and anyone who shops for groceries or fuel regularly and wants to maximize everyday savings.
Key Benefits & Rewards:
How you earn: Earn 15 points per $1 at Shoppers Drug Mart and up to 30 points per litre at Esso/Mobil. Perks: 10,000 points = $10 off groceries or pharmacy. Redeeming: redeem instantly in‑store or online when you reach 10k points.
Gas, Groceries, Featured, Recommended for Newcomers
Air Miles
LoyaltyOne, Co.
Participating Businesses:
Metro, Shell, Staples, Budget Car Rental, LCBO, Irving Oil, Global Pet Foods
Program Description:
Air Miles lets you collect miles on everyday purchases from a wide range of retail, fuel, and service partners, then redeem them for travel, merchandise, or instant cash-off rewards.
Who Should Join?
Great for shoppers who appreciate flexibility—convert miles to travel, gift cards, or instant savings.
Key Benefits & Rewards:
How you earn: Earn 1 Mile for every $20 spent with most partners (or better on in‑store promos. Redeeming: 95 Cash Miles = $10 off at checkout or redeem Dream Miles for travel (~11–15¢ value each; Cash redemptions are instant.
Gas, Groceries, Travel, General Retail, Featured, Recommended for Newcomers
Aeroplan
Air Canada
Participating Businesses:
Air Canada, Star Alliance, LCBO, Starbucks
Program Description:
Aeroplan is Air Canada’s leading travel rewards program and retail coalition, letting you earn points on flights and everyday spending for flights, hotel stays, car rentals, merchandise, and more.
Who Should Join?
Perfect for frequent flyers and daily shoppers who want one points currency for travel and retail.
Key Benefits & Rewards:
How you earn: Earn points on Air Canada flights (distance‑based) and 2 pts per $1 at many retailers via Aeroplan eStore; no cash expiry if you earn/redeem within 18 months. Redeeming: Points worth 1.5–2.2¢ toward flight rewards.
Travel, General Retail, Featured, Recommended for Newcomers
Scene+
Scene LP (Cineplex/Scotiabank/Empire)
Participating Businesses:
Cineplex, Sobeys, FreshCo, Foodland, Home Hardware, Scotiabank
Program Description:
Scene+ is a multi-industry rewards program combining movies, groceries, dining, hardware, and banking under one points system for versatile earning and redemption.
Who Should Join?
Ideal for movie lovers and grocery shoppers who want to pool points across entertainment and everyday purchases.
Key Benefits & Rewards:
How you earn: Earn 1 pt per $1 at Cineplex and Sobeys banners and up to 6x with Scotiabank credit cards; 1,000 pts = $10 toward groceries, movies or travel via Expedia. Redeeming: redeem in real time at Sobeys checkout.
Entertainment, Finance, Groceries, Home, Featured, Recommended for Newcomers
Triangle Rewards
Canadian Tire Corporation
Participating Businesses:
Canadian Tire, SportChek, Atmosphere, Mark’s, Party City, Gas+
Program Description:
Triangle Rewards digitizes Canadian Tire Money across Canadian Tire and affiliate stores, so you earn rewards seamlessly on automotive, home, sporting goods, and fuel.
Who Should Join?
Perfect for homeowners, DIY enthusiasts, and families shopping at Canadian Tire and partners.
Key Benefits & Rewards:
How you earn: Earn 4% back in CT Money on Canadian Tire & SportChek plus 5¢/L back in CT Money at Gas. Redeeming: CT Money is equal‑value cash (1 CT¢ = 1¢) redeemable at the same banners anytime with no minimum.
Gas, Sporting Goods, Featured, Recommended for Newcomers
Moi Rewards
Metro Inc.
Participating Businesses:
Metro, Food Basics
Program Description:
Moi Rewards is Metro’s new loyalty program replacing Air Miles, offering points on groceries, personalized digital coupons, and flexible redemption options.
Who Should Join?
Great for grocery shoppers in Ontario seeking immediate savings and personalized offers.
Key Benefits & Rewards:
How you earn: Earn points per dollar. Perks: Weekly personalized offers; Bonus events. Redeeming: Redeem as soon as 500 points.
Groceries
Thank You Rewards
Longo’s
Participating Businesses:
Longo’s
Program Description:
Thank You Rewards is Longo’s in-house program rewarding you for every dollar spent at Longo’s markets with points redeemable for grocery discounts.
Who Should Join?
Ideal for GTA residents who frequent Longo’s and want exclusive member pricing and bonus point events.
Key Benefits & Rewards:
How you earn: Earn points on all purchases. Perks: Member-only pricing; Bonus point promotions. Redeeming: Redeem points at checkout.
Groceries
Walmart Rewards Mastercard
Walmart Canada
Participating Businesses:
Walmart.ca, Walmart stores
Program Description:
The Walmart Rewards Mastercard lets you earn cash-back points on all purchases, with higher rates when you shop online at Walmart.ca or in-store.
Who Should Join?
Excellent for loyal Walmart shoppers who want straightforward cashback on everyday purchases.
Key Benefits & Rewards:
How you earn: 1.25% back on Walmart.ca; 1% back in-store. Redeeming: Redeem on groceries and general merchandise.
General Retail
Costco Membership
Costco Wholesale
Participating Businesses:
All Costco warehouses, Costco Travel
Program Description:
Costco membership grants access to bulk pricing, exclusive services, and the Executive tier provides 2% annual cashback on most purchases.
Who Should Join?
Great for families and businesses that make bulk purchases and book travel through Costco Travel.
Key Benefits & Rewards:
How you earn: Executive: 2% cashback up to $1,000. Perks: Bulk pricing; Member-only services and deals.
Travel, General Retail
GT VIP
Giant Tiger
Participating Businesses:
All Giant Tiger stores
Program Description:
GT VIP is Giant Tiger’s app-based loyalty program, offering weekly VIP pricing, app-exclusive coupons, and personalized deals.
Who Should Join?
Perfect for bargain hunters and families looking for extra savings on essentials.
Key Benefits & Rewards:
Perks: Exclusive weekly deals; Instant app discounts; Personalized digital coupons.
General Retail
Be Well
Rexall Pharmacy Inc.
Participating Businesses:
Rexall drugstores
Program Description:
Be Well rewards you for pharmacy and store purchases, with health-focused offers, app integration, and bonus point events.
Who Should Join?
Ideal for health-conscious shoppers and regular pharmacy visitors seeking both points and wellness content.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: Bonus points events; App health integration. Redeeming: Redeem points for discounts.
Groceries
Pharmasave Rewards
Pharmasave
Participating Businesses:
Participating Pharmasave pharmacies
Program Description:
Pharmasave Rewards lets you earn points on eligible front-store and prescription purchases at Pharmasave locations, redeemable for in-store discounts.
Who Should Join?
Good for community pharmacy patrons looking to save on health and household essentials.
Key Benefits & Rewards:
How you earn: 1 point per $1. Perks: Local promotions. Redeeming: Redeem for cash discounts or gift certificates.
Groceries, General Retail
Hudson’s Bay Rewards
Hudson’s Bay Company
Participating Businesses:
Hudson’s Bay, Zellers kiosks
Program Description:
Hudson’s Bay Rewards offers tiered point accrual on department store and online purchases, with VIP tiers earning accelerated points and exclusive perks.
Who Should Join?
Perfect for fashion and home goods shoppers who want gift card redemptions and tier benefits.
Key Benefits & Rewards:
How you earn: 1–2 points per $1. Perks: Exclusive VIP events; Tiered bonuses. Redeeming: Redeem for gift cards.
Home, General Retail
Plum Rewards
Indigo Books & Music
Participating Businesses:
Indigo, Chapters, Coles
Program Description:
Plum Rewards combines free points for everyday purchases with an optional paid plum+ tier offering 10% off, free shipping, and bonus points—perfect for book and gift shoppers.
Who Should Join?
Ideal for students and book lovers who value both points and direct discounts.
Key Benefits & Rewards:
How you earn: 5 points per $1; 2,500 pts = $5 off. Perks: plum+ gets 10% off and free shipping; bonus events.
Books & Media
IKEA Family
IKEA Canada
Participating Businesses:
All IKEA Canada locations
Program Description:
IKEA Family is a free membership club giving you exclusive member pricing, free coffee or tea, purchase price protection, and invitations to in-store events.
Who Should Join?
Great for home decorators and DIY enthusiasts seeking extra savings and workshops.
Key Benefits & Rewards:
Perks: Member-only pricing; Free beverage; Price protection; Free workshops.
Home, General Retail
MEC Membership
Mountain Equipment Company
Participating Businesses:
All MEC stores
Program Description:
MEC Membership provides members-only promotions, advanced access to gear launches, and the Rocksolid Guarantee for outdoor enthusiasts.
Who Should Join?
Perfect for adventurers and members who value quality gear and service guarantees.
Key Benefits & Rewards:
Perks: Exclusive sales; Early product access; Rocksolid Guarantee; Member-only events.
Sporting Goods
Beauty Insider
Sephora Canada
Participating Businesses:
All Sephora stores, online
Program Description:
Beauty Insider is a tiered cosmetics loyalty program earning points on every purchase, redeemable for deluxe samples, products, and special in-store experiences.
Who Should Join?
Ideal for beauty enthusiasts seeking both samples and exclusive event access.
Key Benefits & Rewards:
How you earn: 1 point per $1. Perks: Tier perks like free shipping; Exclusive events. Redeeming: Redeem for samples or $10 off.
General Retail
H&M Member
H&M
Participating Businesses:
All H&M Canada stores, online
Program Description:
H&M Member offers point accrual, member pricing, free returns, and early access to sales for fashion-forward shoppers.
Who Should Join?
Great for trend-conscious shoppers who value fast fashion and exclusive discounts.
Key Benefits & Rewards:
How you earn: 1 point per $1; 200 pts = $5 voucher. Perks: Member-only prices; Free returns; Early sale access.
Fashion & Apparel
Staples Rewards
Staples Canada
Participating Businesses:
Staples stores, online
Program Description:
Staples Rewards returns up to 5% back in monthly rewards cheques, plus free next-day shipping on qualifying orders.
Who Should Join?
Ideal for businesses and educators frequently ordering office supplies.
Key Benefits & Rewards:
How you earn: Up to 5% back. Perks: Monthly rewards cheques; Free shipping on orders $35; Special educator perks.
General Retail
Best Buy Account
Best Buy Canada
Participating Businesses:
Best Buy stores, online
Program Description:
Best Buy Account holders get personalized deals, early access to promotions, and a streamlined checkout experience.
Who Should Join?
Great for tech fans wanting exclusive member sales and faster checkout.
Key Benefits & Rewards:
Perks: Member-only sales; Early access to promotions; Personalized offers; Faster checkout.
Home, Electronics & Tech
Home Hardware Scene+
Home Hardware
Participating Businesses:
Home Hardware, Home Building Centre
Program Description:
Home Hardware joined Scene+, so members earn points on every purchase at co-op locations, redeemable at any Scene+ partner.
Who Should Join?
Great for contractors and DIYers wanting to earn hardware points along with groceries and cinema.
Key Benefits & Rewards:
How you earn: 1 Scene+ point per $1. Perks: Bonus point events. Redeeming: Redeem for entertainment and grocery rewards.
Home, General Retail
Pro Xtra
Home Depot Canada
Participating Businesses:
Home Depot stores
Program Description:
Pro Xtra is Home Depot’s loyalty program for professionals and serious DIYers, featuring quarterly rebate gift cards, member pricing, and dedicated contractor support.
Who Should Join?
Perfect for trade professionals and frequent home improvers.
Key Benefits & Rewards:
Perks: Quarterly rebate gift cards; Pro pricing on bulk; Priority services; Spend tracking.
Home, General Retail
Tims Rewards
Tim Hortons
Participating Businesses:
Tim Hortons restaurants, app
Program Description:
Tims Rewards lets you earn points on every coffee, breakfast, or snack purchase, redeemable for free menu items.
Who Should Join?
Ideal for coffee and breakfast enthusiasts seeking free treats.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: 400 points = free coffee or snack; App challenges; Birthday reward.
Restaurant & Delivery
MyMcDonald’s Rewards
McDonald’s Canada
Participating Businesses:
McDonald’s restaurants, app
Program Description:
MyMcDonald’s Rewards gives you points on every purchase made through the app or kiosk, redeemable for a tiered selection of menu items.
Who Should Join?
Perfect for fast-food lovers who visit McDonald’s frequently.
Key Benefits & Rewards:
How you earn: 100 points per $1. Perks: Tiered redemptions (e.g., free fries, burgers, meals; App-only bonuses; Birthday treat.
Restaurant & Delivery
Starbucks Rewards
Starbucks Canada
Participating Businesses:
Starbucks cafes, app
Program Description:
Starbucks Rewards uses Stars to reward coffee and tea purchases, with free drink and food redemptions, refills, and member perks.
Who Should Join?
Ideal for coffee aficionados wanting flexible rewards and personalized offers.
Key Benefits & Rewards:
How you earn: 1–2 Stars per $1. Perks: 150 Stars = free handcrafted drink; Free refills; Exclusive offers.
Recommended for Newcomers
Subway MVP Rewards
Subway Canada
Participating Businesses:
Subway restaurants, app
Program Description:
Subway MVP Rewards offers points and tiered status on every sub purchase, plus bonus points for app orders and birthday rewards.
Who Should Join?
Great for sandwich lovers who eat at Subway regularly.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: Tier bonuses; App-exclusive offers; Birthday reward. Redeeming: 400 points = $2 Subway Cash.
Restaurant & Delivery, Recommended for Newcomers
Pizza Pizza Rewards
Pizza Pizza
Participating Businesses:
Pizza Pizza locations, app
Program Description:
Pizza Pizza Rewards digitizes the classic buy-10-get-1-free pizza loyalty, tracking orders in the app to reward you with a free pizza after 10 purchases.
Who Should Join?
Perfect for pizza fans seeking a straightforward earn-and-redeem experience.
Key Benefits & Rewards:
How you earn: 1 stamp per qualifying order. Perks: 10 stamps = free pizza; App-exclusive deals.
Restaurant & Delivery
Domino’s Rewards
Domino’s Canada
Participating Businesses:
Domino’s stores, app
Program Description:
Domino’s Rewards awards points per online order, redeemable for free pizzas and other menu items once you hit the threshold.
Who Should Join?
Ideal for Domino’s lovers wanting free pizzas after repeat orders.
Key Benefits & Rewards:
How you earn: 10 points per order. Perks: 60 points = free medium pizza; App coupons; Points rollover.
Restaurant & Delivery
Royal Perks
Burger King Canada
Participating Businesses:
Burger King restaurants, app
Program Description:
Royal Perks gives you Crowns on every app purchase, redeemable for menu items, plus daily perk choices and birthday rewards.
Who Should Join?
Great for burger fans seeking free upgrades and menu items.
Key Benefits & Rewards:
How you earn: 100 Crowns per $1. Perks: Redeem for free items; Daily perks; Birthday reward.
Restaurant & Delivery
A&W App Offers
A&W Canada
Participating Businesses:
A&W restaurants, app
Program Description:
A&W App Offers delivers exclusive coupons and buy-X-get-Y deals through the mobile app for instant savings.
Who Should Join?
Perfect for A&W customers who love instant app-based deals without points tracking.
Key Benefits & Rewards:
Perks: App-exclusive coupons; Free add-ons; Buy-X-get-Y deals.
General
PRESTO Perks
Metrolinx
Participating Businesses:
GO Transit, TTC, partner attractions & retailers
Program Description:
PRESTO Perks offers transit riders exclusive discounts at Ontario attractions, entertainment venues, and retailers when they show their PRESTO fare card.
Who Should Join?
Ideal for transit users who want local deals on culture, dining, and retail.
Key Benefits & Rewards:
Perks: Automatic discounts; No sign-up; Wide partner network; Rotating offers.
Entertainment, Travel, General Retail, Recommended for Newcomers
CAA Membership
CAA South Central Ontario
Participating Businesses:
Shell, hotels, car rentals, restaurants, retailers
Program Description:
CAA Membership includes roadside assistance plus access to a network of partner discounts on fuel, hotels, car rentals, dining, and entertainment.
Who Should Join?
Great for drivers and travellers seeking peace of mind and everyday savings.
Key Benefits & Rewards:
How you earn: 3¢/L off fuel; 10–20% off hotels & entertainment. Perks: 24/7 roadside assistance. Redeeming: CAA Dollars store credit.
Travel, General Retail
Zipcar Membership
Zipcar Canada
Participating Businesses:
Zipcar city locations
Program Description:
Zipcar Membership lets you access cars by the hour or day with fuel and insurance included—perfect for occasional urban car sharing.
Who Should Join?
Ideal for city dwellers needing flexible car access without ownership costs.
Key Benefits & Rewards:
Perks: Fuel & insurance included; Hourly and daily rates; 200 km/day included; Round-the-clock access.
Travel
Uber One
Uber Canada
Participating Businesses:
Uber rides, Uber Eats
Program Description:
Uber One is a subscription that delivers savings on Uber rides and Eats deliveries plus priority service and member perks.
Who Should Join?
Perfect for frequent riders and delivery users who want lower fees and faster service.
Key Benefits & Rewards:
How you earn: 5% off Uber rides. Perks: Free Eats delivery on orders $15; Reduced service fees; Priority support.
Groceries, Travel
DashPass
DoorDash Canada
Participating Businesses:
DoorDash restaurant partners
Program Description:
DashPass subscription gives free delivery and reduced service fees on unlimited DoorDash orders above the minimum order value.
Who Should Join?
Great for regular food delivery customers wanting predictable delivery costs.
Key Benefits & Rewards:
Perks: Free delivery on $15; Reduced service fees; Priority support.
Restaurant & Delivery
Instacart+
Instacart Canada
Participating Businesses:
Major grocery retailers on Instacart
Program Description:
Instacart+ membership offers free delivery on grocery orders over $35 and reduced service fees for all orders.
Who Should Join?
Perfect for frequent grocery delivery users wanting to save on fees and get priority scheduling.
Key Benefits & Rewards:
Perks: Free delivery on $35; Lower service fees; Member-only promotions; Priority scheduling.
Groceries
WestJet Rewards
WestJet
Participating Businesses:
WestJet flights, vacation packages
Program Description:
WestJet Rewards gives members percent-back WestJet Dollars on flight and vacation purchases, redeemable like cash for future travel with no blackout dates.
Who Should Join?
Ideal for frequent WestJet travellers wanting simple and transparent cashback rewards.
Key Benefits & Rewards:
How you earn: 0.5–8% back on flights. Perks: No blackout dates; Elite tier benefits. Redeeming: Redeem as cash credit.
Travel
VIPorter
Porter Airlines
Participating Businesses:
Porter flights
Program Description:
VIPorter rewards frequent flyers with points per dollar spent on flights and extras, redeemable for fares and upgrades with no blackout dates.
Who Should Join?
Great for travellers flying Porter regionally who want straightforward rewards and elite perks.
Key Benefits & Rewards:
How you earn: 5–7 points per $1. Perks: Elite tier benefits; No blackout. Redeeming: Redeem for flights and upgrades.
Travel
VIA Préférence
VIA Rail Canada
Participating Businesses:
VIA Rail ticketing
Program Description:
VIA Préférence awards points on train ticket purchases and offers tiered perks like lounge access and priority boarding for Canada’s national rail carrier.
Who Should Join?
Ideal for regular Via Rail travelers seeking extra comfort and value.
Key Benefits & Rewards:
How you earn: 1–1.5 points per $1. Perks: Dynamic reward pricing; Lounge access; Priority services.
Travel
Marriott Bonvoy
Marriott International
Participating Businesses:
Marriott, Sheraton, Westin, Delta Hotels, etc.
Program Description:
Marriott Bonvoy unites over 30 hotel brands under one program, offering points on stays, elite status perks, and member-only rates worldwide.
Who Should Join?
Perfect for both business and leisure travelers who stay at Marriott properties.
Key Benefits & Rewards:
How you earn: 10 points per $1 on room rate. Perks: Redeem for free nights; Elite status benefits; No blackout.
Hotels & Hospitality
Hilton Honors
Hilton Worldwide
Participating Businesses:
Hilton, Hampton Inn, DoubleTree, etc.
Program Description:
Hilton Honors rewards you with points on hotel stays and on-property spending, plus VIP benefits like free breakfast and room upgrades.
Who Should Join?
Great for travelers loyal to Hilton family properties wanting consistent perks.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: Redeem for free nights; Free breakfast; Suite upgrades; Late checkout.
Hotels & Hospitality
IHG One Rewards
IHG Hotels & Resorts
Participating Businesses:
Holiday Inn, Crowne Plaza, InterContinental, Staybridge, etc.
Program Description:
IHG One Rewards offers points on stays at IHG brands, with flexible redemption and milestone rewards for elite members.
Who Should Join?
Ideal for midscale and upscale travelers seeking variety and no-blackout bookings.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: Redeem for free nights; No blackout dates; Milestone perks.
Hotels & Hospitality
World of Hyatt
Hyatt Hotels Corporation
Participating Businesses:
Hyatt Regency, Park Hyatt, Hyatt Place, etc.
Program Description:
World of Hyatt offers high-value points, suite upgrades, and exclusive elite experiences across Hyatt’s global portfolio.
Who Should Join?
Perfect for luxury travelers seeking premium benefits and personalized service.
Key Benefits & Rewards:
How you earn: 5 points per $1. Perks: Suite upgrades; Club lounge access; Late checkout; Free nights.
Hotels & Hospitality
Choice Privileges
Choice Hotels
Participating Businesses:
Comfort Inn, Quality Inn, Clarion, Ascend Collection, etc.
Program Description:
Choice Privileges rewards stays at Choice brands with flat free-night redemption tiers and airline transfer options.
Who Should Join?
Great for budget-conscious travelers seeking predictable redemption rates.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: Tiered free-night options; Airline transfer; No blackout dates.
Hotels & Hospitality
Best Western Rewards
Best Western Hotels & Resorts
Participating Businesses:
Best Western, BW Plus, BW Premier, etc.
Program Description:
Best Western Rewards offers points on stays at Best Western properties worldwide, with no blackout dates and points that never expire.
Who Should Join?
Ideal for road-trip travelers wanting consistent value and flexible redemption.
Key Benefits & Rewards:
How you earn: 10 points per $1. Perks: No expiration; Redeem for free nights; Tiered bonuses.
Hotels & Hospitality
ALL – Accor Live Limitless
Accor
Participating Businesses:
Fairmont, Sofitel, Novotel, Ibis, etc.
Program Description:
ALL – Accor Live Limitless offers points on stays, dining, and spa services at Accor brands, plus lifestyle experiences and airline transfers.
Who Should Join?
Great for luxury and midscale travelers seeking diverse brand perks.
Key Benefits & Rewards:
Perks: Points on room/dining/spa; Status-based perks. Redeeming: Redeem for stays or dining credits.
Hotels & Hospitality
Wyndham Rewards
Wyndham Hotels & Resorts
Participating Businesses:
Days Inn, Ramada, Super 8, Wyndham, etc.
Program Description:
Wyndham Rewards offers flat-rate redemption tiers and points on every stay across Wyndham’s global portfolio.
Who Should Join?
Perfect for budget travelers who want predictable free-night options.
Key Benefits & Rewards:
How you earn: 10 points per $1 or 1,000 points minimum. Perks: Free-night tiers at 7,500/15,000/30,000 points.
Hotels & Hospitality
Amazon Prime
Amazon Canada
Participating Businesses:
amazon.ca
Program Description:
Amazon Prime membership provides free fast shipping, Prime Video, Music, Reading, and exclusive deals for one annual fee.
Who Should Join?
Ideal for online shoppers and media consumers who want bundled benefits.
Key Benefits & Rewards:
Perks: Free 2-day shipping; Prime Video/Music/Reading; Prime Day deals; Member-only discounts.
Entertainment
Netflix
Netflix Canada
Participating Businesses:
netflix.com
Program Description:
Netflix offers subscription plans for unlimited streaming of movies, series, and documentaries, with original content and offline downloads.
Who Should Join?
Perfect for binge-watchers seeking a vast and diverse content library.
Key Benefits & Rewards:
Perks: Unlimited streaming; Offline downloads; Multiple profiles; Personalized recommendations.
Entertainment
Disney+
Disney Canada
Participating Businesses:
disneyplus.com
Program Description:
Disney+ subscription gives access to Disney, Pixar, Marvel, Star Wars, and National Geographic collections.
Who Should Join?
Ideal for families and franchise fans wanting exclusive and classic Disney content.
Key Benefits & Rewards:
Perks: Exclusive Disney content; Offline viewing; Multiple streams; Family profiles.
Entertainment
Crave
Bell Media
Participating Businesses:
crave.ca
Program Description:
Crave offers premium streaming of HBO, Showtime, STARZ, and original Canadian programming.
Who Should Join?
Great for viewers seeking top-tier premium TV content in Canada.
Key Benefits & Rewards:
Perks: HBO & Showtime content; Canadian originals; Ad-free; Multiple screens.
Entertainment
Spotify Premium
Spotify Canada
Participating Businesses:
spotify.com
Program Description:
Spotify Premium provides ad-free music streaming, offline listening, and unlimited skips on a vast catalog of songs and podcasts.
Who Should Join?
Perfect for music lovers and podcast enthusiasts wanting premium audio features.
Key Benefits & Rewards:
Perks: Ad-free listening; Offline downloads; Unlimited skips; High-quality audio.
Entertainment
HelloFresh
HelloFresh Canada
Participating Businesses:
hellofresh.ca
Program Description:
HelloFresh meal kit subscription delivers fresh ingredients and chef-designed recipes to your door weekly.
Who Should Join?
Ideal for home cooks seeking convenience and culinary variety.
Key Benefits & Rewards:
Perks: Pre-portioned ingredients; Recipe variety; Flexible menus; Skip anytime.
Groceries
GoodFood WOW
Goodfood Market Inc.
Participating Businesses:
makegoodfood.ca
Program Description:
GoodFood WOW subscription offers unlimited free grocery and meal kit deliveries for a flat monthly fee.
Who Should Join?
Perfect for frequent grocery and meal kit users wanting predictable delivery costs.
Key Benefits & Rewards:
Perks: Unlimited free delivery; Meal kit options; Flexible plans; No order minimums.
Groceries
BMO Rewards
Bank of Montreal
Participating Businesses:
BMO travel portal, partner merchants
Program Description:
BMO Rewards lets you earn points on select BMO credit cards, redeemable for travel, gift cards, or statement credits.
Who Should Join?
Excellent for BMO cardholders who want flexibility in redeeming points for travel or everyday spending.
Key Benefits & Rewards:
How you earn: 3 points per $1 on dining/travel. Perks: No expiry with active card. Redeeming: Redeem for travel.
Finance, Travel
Avion Rewards
RBC Royal Bank
Participating Businesses:
RBC travel portal, partner merchants
Program Description:
Avion Rewards offers RBC customers flexible travel points with fixed-point flight redemption schedules and airline transfers.
Who Should Join?
Perfect for RBC clients seeking reliable travel redemptions and airline partnerships.
Key Benefits & Rewards:
How you earn: 1 point per $1. Perks: Transfer to airlines; Fixed-point flight chart.
Finance, Travel
TD Rewards
TD Bank
Participating Businesses:
Expedia For TD, Amazon, Starbucks
Program Description:
TD Rewards lets credit card holders earn points on everyday spending and redeem them for travel, Amazon purchases, or statement credits.
Who Should Join?
Great for TD cardholders wanting easy redemption on travel and retail.
Key Benefits & Rewards:
How you earn: 3 points per $1 on travel; 2 per $1 on groceries. Redeeming: Redeem at 200 points = $1 travel.
Finance, Travel, General Retail
Aventura
CIBC
Participating Businesses:
CIBC Rewards Center, travel partners
Program Description:
CIBC Aventura rewards you with points on credit card spend, redeemable for travel, merchandise, or financial credits.
Who Should Join?
Ideal for CIBC cardholders seeking travel and retail rewards.
Key Benefits & Rewards:
How you earn: 2 points per $1 on travel. Perks: 1.5 on gas/grocery. Redeeming: Redeem at 100 points = $1.
Finance, Travel
Membership Rewards
American Express Canada
Participating Businesses:
Airline & hotel transfer partners, Amex travel portal
Program Description:
Amex Membership Rewards is a premier points program allowing transfers to top airline and hotel partners or direct redemption for travel bookings.
Who Should Join?
Perfect for premium cardholders who value flexibility and transfer bonuses.
Key Benefits & Rewards:
How you earn: Book travel at 0.8¢–2¢ per point. Perks: Flexible transfers; No expiry.
Finance, Travel
HSBC Rewards
HSBC Canada
Participating Businesses:
HSBC travel portal, retail partners
Program Description:
HSBC Rewards provides points on credit card spend, redeemable for travel, merchandise, or statement credits.
Who Should Join?
Good for HSBC customers wanting bank-centric rewards.
Key Benefits & Rewards:
How you earn: 1 point per $1; Redeem for travel or cash-back. Perks: Periodic bonus promotions.
Finance, Travel
Petro-Points
Parkland Corp.
Participating Businesses:
Petro-Canada, Chevron, Ultramar, Pioneer, On the Run
Program Description:
Petro-Points rewards you for fuel and convenience store purchases across multiple fuel banners, redeemable for fuel discounts, car washes, and in-store items.
Who Should Join?
Ideal for drivers who fuel up frequently and want fuel savings and c-store rewards.
Key Benefits & Rewards:
How you earn: Earn points per litre and per dollar. Perks: Bonus point offers. Redeeming: Redeem for fuel & convenience items.
Gas, General Retail
RBC Avion Rewards
Royal Bank of Canada
Participating Businesses:
RBC credit cards, Avion Rewards portal merchants
Program Description:
Bank rewards program for RBC credit cardholders earning Avion points redeemable for travel and merchandise.
Who Should Join?
RBC credit‑card holders who travel frequently and want flexible flight redemptions.
Key Benefits & Rewards:
How you earn: Earn 1 pt per $1 (1.25 on travel; Fixed‑price flight chart or pay‑with‑points at 1¢. Perks: transferable to WestJet, British Airways, Cathay; Points never expire.
Finance, Travel, Featured, Recommended for Newcomers
CIBC Aventura
Canadian Imperial Bank of Commerce
Participating Businesses:
CIBC credit cards, Aventura Travel centre
Program Description:
Travel loyalty program for CIBC cardholders with flight reward chart and flexible redemption.
Who Should Join?
CIBC cardholders who want both fixed‑chart and pay‑with‑points options.
Key Benefits & Rewards:
How you earn: Earn up to 2 pts per $1; Flights start at 5k pts. Perks: can pay taxes/fees with points; insurance included.
Finance, Travel
American Express Membership Rewards
American Express Canada
Participating Businesses:
American Express charge & credit cards, Amex Offers, transfer partners
Program Description:
Flexible points transferable to 10+ airline & hotel partners or redeemable for travel, gift cards, statement credit.
Who Should Join?
Amex cardholders valuing premium transfer partners like Aeroplan, Avios & Marriott.
Key Benefits & Rewards:
How you earn: Earn up to 5 pts per $1 depending on card. Perks: Transfer 1:1 to Aeroplan, Avios; frequent transfer bonuses. Redeeming: Use points for purchases at 1¢.
Finance, Travel, Featured, Recommended for Newcomers
Expedia One Key
Expedia Group
Participating Businesses:
Expedia, Hotels.com, Vrbo
Program Description:
Unified travel loyalty currency replacing Expedia Rewards & Hotels.com Stamps.
Who Should Join?
Online bookers wanting rewards across flights, hotels & vacation rentals.
Key Benefits & Rewards:
How you earn: Earn 2% in OneKeyCash on hotels & activities (0.2% on flights. Perks: no minimum. Redeeming: OneKeyCash worth CA$1 toward future bookings.
Hotels & Hospitality, Travel
Petro‑Points
Petro‑Canada
Participating Businesses:
Petro‑Canada gas stations & convenience
Program Description:
Gas station loyalty program with points redeemable for fuel savings and car washes.
Who Should Join?
Drivers who fuel at Petro‑Canada regularly.
Key Benefits & Rewards:
How you earn: Earn 10 pts per litre of fuel and 20 pts per dollar in store; 1,000 pts = $1 off fuel or car wash; extra 3¢/L off with linked RBC card.
Gas
Shell Go+ (Canada)
Shell Canada
Participating Businesses:
Shell gas stations, Select stores
Program Description:
App‑based program giving fuel discounts and bonus offers.
Who Should Join?
Motorists preferring Shell fuels.
Key Benefits & Rewards:
How you earn: Earn 10 Go+ points per litre. Perks: 500 points = $1 reward; stack with Air Miles for double dip.
Gas
Circle K Easy Rewards
Circle K Convenience Stores
Participating Businesses:
Circle K, Irving Oil (select), Couche‑Tard
Program Description:
Convenience store program with product freebies and fuel discounts.
Who Should Join?
Anyone visiting Circle K for snacks or gas.
Key Benefits & Rewards:
How you earn: Get 10 pts per litre and 20 pts per dollar in‑store; 2,000 pts = $2 in credit. Perks: every 10 coffee purchases get one free.
Gas, Groceries, General Retail, Recommended for Newcomers
CAA Dollars
Canadian Automobile Association
Participating Businesses:
CAA travel & insurance, partner retailers
Program Description:
Member program earning CAA Dollars to reduce membership fees or pay for travel.
Who Should Join?
CAA members looking for roadside & rewards.
Key Benefits & Rewards:
How you earn: Earn up to 20% back in CAA$ at over 124,000 partners. Perks: CAA$1 = CA$1. Redeeming: apply to membership renewal or travel.
Finance, Travel, Featured, Recommended for Newcomers
Rexall Be Well
Rexall Pharmacy Group
Participating Businesses:
Rexall Drugs
Program Description:
Pharmacy loyalty program with health tracking and points.
Who Should Join?
Shoppers at Rexall pharmacies.
Key Benefits & Rewards:
How you earn: Earn 10 pts per $1 spent; 25,000 pts = $10 redeemable. Perks: personalized health offers weekly.
Groceries
Metro & Moi
Metro Inc.
Participating Businesses:
Metro grocery stores
Program Description:
Quebec & Ontario grocery rewards with personalized coupons.
Who Should Join?
Metro shoppers wanting cash coupons.
Key Benefits & Rewards:
How you earn: Earn 1 Moi point per $1; monthly rewards cheque at 500 pts thresholds. Perks: 500 points = $4 toward groceries.
Groceries
Farm Boy Fresh Rewards
Farm Boy
Participating Businesses:
Farm Boy grocery stores
Program Description:
App‑based program with dollar credits.
Who Should Join?
Shoppers seeking premium fresh groceries.
Key Benefits & Rewards:
How you earn: Earn 1 Fresh Point per $1. Perks: double points on in‑app offers. Redeeming: 500 points = $5 credit.
Groceries
Tim Hortons Tims Rewards
Tim Hortons
Participating Businesses:
Tim Hortons cafes
Program Description:
Canadian coffee chain rewards program.
Who Should Join?
Tim Hortons regulars.
Key Benefits & Rewards:
How you earn: Collect 10 points per qualifying visit; Redeem from 70 pts (donut) to 220 pts (breakfast combo. Perks: expiry 12 months.
Restaurant & Delivery, Recommended for Newcomers
McDonald’s MyMcDonald’s Rewards
McDonald’s Canada
Participating Businesses:
McDonald’s restaurants & app
Program Description:
Mobile app program collecting points on menu items.
Who Should Join?
Fast‑food diners loving McDonald’s.
Key Benefits & Rewards:
How you earn: Earn 100 pts per $1; Free medium coffee at 3k pts, Big Mac at 6k pts (~6% return. Redeeming: redeem in app.
Restaurant & Delivery
Subway MyWay Rewards
Subway
Participating Businesses:
Subway restaurants (participating)
Program Description:
Sub loyalty program via app.
Who Should Join?
Subway fans grabbing sandwiches frequently.
Key Benefits & Rewards:
How you earn: Earn 4 tokens per $1; 200 tokens = $2 reward (≈1% back. Perks: surprise bonus boosts.
Restaurant & Delivery
Burger King Royal Perks
Burger King
Participating Businesses:
Burger King restaurants & app
Program Description:
Collect Crowns for free burgers and drinks.
Who Should Join?
Burger King guests.
Key Benefits & Rewards:
How you earn: Earn 10 Crowns per $1. Perks: daily Upsize upgrade for members. Redeeming: Redeem at 150 Crowns for fries/drink.
Restaurant & Delivery
Amazon Prime Visa Rewards
JPMorgan Chase / Amazon
Participating Businesses:
Amazon.ca, Whole Foods
Program Description:
Credit‑card program with cash back as Amazon Rewards.
Who Should Join?
Prime members who shop online.
Key Benefits & Rewards:
How you earn: Earn 2.5% back at Amazon & Whole Foods (5% in US. Perks: Rewards applied automatically; no foreign transaction fees.
Finance, General Retail, Featured, Recommended for Newcomers
Costco Executive Membership 2% Reward
Costco Wholesale
Participating Businesses:
Costco warehouses & online
Program Description:
Executive members earn annual 2% reward certificate.
Who Should Join?
Households spending over $3k annually at Costco.
Key Benefits & Rewards:
How you earn: 2% back on most Costco purchases up to $1,000 per year. Redeeming: redeem certificate for merchandise in warehouse.
Groceries, General Retail, Featured, Recommended for Newcomers
Indigo Plum Rewards
Indigo Books & Music
Participating Businesses:
Indigo, Chapters, Kobo
Program Description:
Bookstore loyalty program with two paid tiers.
Who Should Join?
Book lovers buying from Indigo.
Key Benefits & Rewards:
How you earn: Free tier: 5 pts per $1; 2,500 pts = $5. Perks: paid Plum+ gives 10% off & free shipping.
Books & Media
Sephora Beauty Insider
Sephora
Participating Businesses:
Sephora retail & online
Program Description:
Cosmetics loyalty with points & birthday gifts.
Who Should Join?
Beauty enthusiasts.
Key Benefits & Rewards:
How you earn: Earn 1 pt per $1; Redeem for deluxe samples (e.g., 500 pts. Perks: Flash Shipping for 25k+ spend.
General Retail
OPUS Card Rewards
Metrolinx / PRESTO
Participating Businesses:
GO Transit, TTC, participating retailers
Program Description:
Transit smart card with partner discounts.
Who Should Join?
Commuters in Greater Toronto & Hamilton Area.
Key Benefits & Rewards:
How you earn: Earn 15% off GO fares after 40 trips/month; linked retailers provide 10% off purchases.
Travel
Kobo Super Points
Rakuten Kobo
Participating Businesses:
Kobo eBook store
Program Description:
E‑book loyalty program with free tier and VIP.
Who Should Join?
Avid e‑readers.
Key Benefits & Rewards:
How you earn: Earn 100 pts per $10 spent; 2,400 pts = $2.40 book credit; VIP subscribers earn double.
Entertainment, Books & Media
Airbnb Guest Rewards (Canada pilot)
Airbnb Inc.
Participating Businesses:
Airbnb stays & experiences
Program Description:
Pilot points scheme offering coupon credits for frequent stays.
Who Should Join?
Frequent Airbnb guests.
Key Benefits & Rewards:
How you earn: Earn 5% in Airbnb Credits after every 5 stays. Perks: expire in 24 months. Redeeming: credits auto‑apply to next booking.
Hotels & Hospitality, Travel
Skip Rewards
SkipTheDishes
Participating Businesses:
SkipTheDishes food delivery
Program Description:
Earn Skip Credits on every order.
Who Should Join?
Food delivery users in Ontario.
Key Benefits & Rewards:
How you earn: 5% back in Skip Credits on eligible orders. Perks: VIP levels unlock surprise perks. Redeeming: apply credits to next meal.
Restaurant & Delivery, Recommended for Newcomers
DoorDash Rewards Canada
DoorDash
Participating Businesses:
DoorDash delivery
Program Description:
In‑app rewards challenges & DashPass savings.
Who Should Join?
Frequent DoorDash customers.
Key Benefits & Rewards:
How you earn: Earn 5% in DoorDash Credits on pickup orders; DashPass members get $0 delivery & 5% back in Credits.
Restaurant & Delivery, Recommended for Newcomers
Uber Rewards (Legacy)
Uber
Participating Businesses:
Uber Rides & Eats (program sunset but legacy pts)
Program Description:
Legacy program for long‑time Uber users.
Who Should Join?
Existing Uber Rewards members still holding points.
Key Benefits & Rewards:
How you earn: Earn 1x‑3x pts per $1; convert 500 pts into $5 credit. Perks: program closed to new members in 2023.
Travel
Esso Extra (converted to PC Optimum)
Imperial Oil
Participating Businesses:
Esso & Mobil stations
Program Description:
Legacy program merged into PC Optimum in 2023; existing points auto‑converted.
Who Should Join?
Not available; info preserved for context.
Key Benefits & Rewards:
Perks: N/A (program ended.
Gas
Sobeys BMO CashBack
Sobeys / BMO
Participating Businesses:
Sobeys, Foodland, FreshCo
Program Description:
Co‑branded Mastercard with cash rewards at Sobeys.
Who Should Join?
Shoppers wanting cash back instead of Scene+ points.
Key Benefits & Rewards:
How you earn: Earn 3% cash back at Sobeys banners; 1% elsewhere. Redeeming: cash automatically applied monthly.
Finance, Groceries
The Works Burger Nation Card
The Works Gourmet Burger
Participating Businesses:
The Works restaurants
Program Description:
Stamp card leading to free burgers.
Who Should Join?
Burger lovers in Ontario.
Key Benefits & Rewards:
How you earn: Collect 1 stamp per entrée. Perks: 7 stamps = free burger; birthday bonus burger.
Restaurant & Delivery
LCBO Aeroplan Partnership
LCBO / Air Canada
Participating Businesses:
LCBO stores & online
Program Description:
Earn Aeroplan points on liquor board purchases.
Who Should Join?
Shoppers buying wine & spirits at LCBO.
Key Benefits & Rewards:
How you earn: Earn 1 Aeroplan point per $4 spent. Perks: bonus events up to 20x; points post within 72h and count to status.
Travel, General Retail, Recommended for Newcomers
Staples Easy Rewards
Staples Canada
Participating Businesses:
Staples retail & online
Program Description:
Business loyalty program giving 3% back.
Who Should Join?
Small businesses & students buying office supplies.
Key Benefits & Rewards:
How you earn: Earn 3% back in Rewards on all purchases. Redeeming: redeem monthly certificates on anything in store.
General Retail
Sport Chek VIP Rewards
Sport Chek
Participating Businesses:
Sport Chek stores & online
Program Description:
Emails with dollar coupons on spend thresholds.
Who Should Join?
Athletes buying gear.
Key Benefits & Rewards:
Perks: Spend $100, get $10 promotional card; stack with Triangle Money.
Sporting Goods
Samsung Members Canada
Samsung Electronics
Participating Businesses:
Samsung online & retail
Program Description:
Member app with points & exclusive discounts.
Who Should Join?
Samsung device users.
Key Benefits & Rewards:
How you earn: Earn points on Galaxy Store purchases (5% back) redeemable for digital content and coupons.
Home, Electronics & Tech
Home Depot Pro Xtra
Home Depot
Participating Businesses:
Home Depot stores & online
Program Description:
Rewards for contractors & DIYers tracking spend.
Who Should Join?
Trades & DIY homeowners.
Key Benefits & Rewards:
How you earn: Receive up to 20% back in gift cards each quarter on large‑volume purchases. Perks: paint & rental perks.
Home, General Retail
Canadian Tire Gas Advantage Mastercard
Canadian Tire Bank
Participating Businesses:
Canadian Tire Gas+ and Partner Gas stations
Program Description:
Gas‑focused credit card earning CT Money and fuel discounts.
Who Should Join?
Drivers spending >$200/month on fuel.
Key Benefits & Rewards:
How you earn: Save 10¢/L for first 90 days then up to 5¢/L; earn 2% CT Money on other purchases. Perks: combine with Triangle app.
Finance, Gas
Loblaws PC Money Account
President’s Choice Bank
Participating Businesses:
Interac purchases everywhere, PC Partner stores
Program Description:
No‑fee banking earning PC Optimum points.
Who Should Join?
Shoppers who want to accelerate PC Optimum earn without a credit check.
Key Benefits & Rewards:
How you earn: Earn 10 pts per $1 at Loblaw banners and 5 pts elsewhere; 10k pts = $10. Perks: no monthly banking fees.
Finance, Groceries, Recommended for Newcomers
RONA Pro Rewards
RONA Inc.
Participating Businesses:
RONA stores
Program Description:
Professional rewards for building materials spend.
Who Should Join?
Contractors and renovators.
Key Benefits & Rewards:
How you earn: Earn up to 5% back in gift cards quarterly. Perks: dedicated service counter and bulk pricing.
Home
Delta SkyMiles
Delta Air Lines
Participating Businesses:
Delta, SkyTeam airlines, retail partners
Program Description:
Major US airline program open to Canadians.
Who Should Join?
Canadians flying Delta or partners to the US & internationally.
Key Benefits & Rewards:
How you earn: Earn miles on flights (5x per USD) and partner purchases. Perks: Miles never expire. Redeeming: redeem for flights worldwide.
Travel
United MileagePlus
United Airlines
Participating Businesses:
United, Star Alliance airlines, retail partners
Program Description:
Star Alliance program with wide partner network.
Who Should Join?
Travellers needing Star Alliance award seats beyond Aeroplan.
Key Benefits & Rewards:
How you earn: Earn miles on flights (5x per USD. Perks: miles valid indefinitely with activity; award chart dynamic.
Travel
American AAdvantage
American Airlines
Participating Businesses:
American, Oneworld airlines, eShopping
Program Description:
Flagship Oneworld airline program.
Who Should Join?
Flyers on AA, Alaska, Qatar, etc. seeking partner awards.
Key Benefits & Rewards:
How you earn: Earn miles (5x per USD on airfare. Perks: sweet‑spot partner redemptions; miles don't expire if activity every 24 mo.
Travel